Financing

HVAC Financing That Fits Your Budget

Replacing or repairing your HVAC shouldn't break the bank. Our Synchrony partnership offers fast approvals, flexible terms, and 0% promotional options for qualified buyers.

Call to Apply (813) 395-2324

Why finance with Synchrony?

We chose Synchrony because their home-project financing is flexible, fast, and written specifically for homeowners making substantial investments in their homes. That means:

  • 0% introductory rates for qualifying promotional periods
  • Terms up to 120 months on qualifying installations
  • Fast approvals — usually in minutes
  • Soft-pull pre-qualification that doesn't touch your credit score
  • No prepayment penalties — pay it off early with no extra cost

How to apply

  1. Call us at (813) 395-2324 or book an in-home consultation
  2. We'll provide a written quote for your repair or installation
  3. You apply with Synchrony — we'll walk you through the online application
  4. Approval comes back in minutes; you sign and we schedule the work

Financing FAQs

Who finances through I Care Air Care? +
We partner with Synchrony Bank, the same financing provider trusted by most major home-service companies nationally. Applications are quick, and approvals are usually instant.
What credit score do I need? +
Synchrony approves a wide range of credit profiles. Most homeowners with a 650+ score qualify for promotional rates. Even lower scores often get approved — just at different terms.
Does applying hurt my credit? +
A pre-qualification check uses a soft pull that doesn't affect your score. A full application is a hard pull.
Can I finance repairs, or only new installs? +
Both — financing is typically available for purchases of $1,000 or more, which covers most repairs and all installations.
Are there 0% promotional options? +
Yes — 0% and reduced-interest promos are offered periodically. Ask when booking for current offers.
What's the longest term available? +
Up to 120 months on qualifying installations.

Still have questions? Call us today or send us a message — our team is here to help.

Tim Hawk, owner of I Care Air Care, smiling at his desk in Wesley Chapel, FL

With 15+ years of experience and a five-star reputation

Ready for Reliable HVAC Service in Wesley Chapel?

We're more than just an HVAC contractor — we're your Wesley Chapel neighbors. From routine AC maintenance to emergency air conditioner repair, our local team delivers honest service and real peace of mind for every homeowner in Wesley Chapel, New Tampa, Land O' Lakes and beyond.

Book With Us Now (813) 395-2324

Contact Us for a Free Quote

Tell us a little about your HVAC need and we'll reach out with next steps and a free quote — usually within the same business day.

  • ✓ Upfront, flat-rate pricing
  • ✓ Licensed · CAC1816515
  • ✓ Hundreds of five-star Google reviews
  • ✓ Serving Wesley Chapel, New Tampa, Land O' Lakes & all Tampa Bay

Request a Free Quote

We'll never sell your info. Reply STOP anytime.

Call (813) 395-2324 Book